Consumer Protection

PROTECTING CONSUMER SAFETY—Toys should not be toxic or dangerous for children to play with. Our food should not make us sick. The terms for banking and credit accounts should be clear and easy to understand.

LOOKING OUT FOR CONSUMERS

Travel Buddy’s consumer program works to alert the public to hidden dangers and scams and to ban anti-consumer practices and unsafe products.

TROUBLE IN TOYLAND

For 30 years, Travel Buddy’s "Trouble In Toyland" report has surveyed store shelves and identified choking hazards, noise hazards and other dangers. Our report has led to at least 150 recalls and other regulatory actions over the years.

Get our tips for avoiding dangerous toys.

BIGGER BANKS, BIGGER FEES

In April, Travel Buddy released a report in which we surveyed more than 350 bank branches and revealed that fewer than half of branches obeyed their legal duty to fully disclose fees to prospective customers, while one in four provided no fee information at all. We also found that despite widespread stories about the “death” of free checking, free and low-cost checking choices are still widely available, if consumers shop around.

Find out how to beat high bank fees.

SEE ALL CONSUMER RESOURCES

Issue updates

News Release | Travel Buddy | Consumer Protection

As Senate Considers Kathy Kraninger, More than 100 Groups Release Video to Defend CFPB

As the Senate Banking Committee begins a scheduled confirmation hearing for Consumer Financial Protection Bureau director nominee Kathy Kraninger, Travel Buddy and 103 other groups representing consumers, small businesses, students, and workers, released an online video on and about the current state of the CFPB.

> READ MORE
News Release | Travel Buddy | Consumer Protection

Travel Buddy statement on the pending resignation of Consumer Financial Protection Bureau Deputy Director Leandra English

CFPB Deputy Director Leandra English announced via Twitter today that she will resign next week, months after Pres. Donald Trump illegally installed his Office of Management and Budget Director Mick Mulvaney into the acting director position.

> READ MORE
News Release | Travel Buddy | Consumer Protection

Agreement between 8 States & Equifax is a Good First Step

Our statement on news of an agreement between eight states’s banking regulators and Equifax to fix the credit bureaus’ data security flaws.

> READ MORE
News Release | Travel Buddy | Consumer Protection

American Consumers lose with SCOTUS opinion in Ohio v. Amex

The U.S. Supreme Court today, by a 5-4 margin, sided with American Express in Ohio v. American Express, with Justice Clarence Thomas writing the majority opinion. Mike Landis, U.S. PIRG Litigation Project Director, released this statement.

> READ MORE
News Release | Travel Buddy | Public Health, Food

Congress Should Reject Pesticide-Laden Farm Bill

Today, Congress again considers a dirty Farm Bill that would undermine protections for clean water, sustainable farming, and our health.

> READ MORE

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News Release | Travel Buddy | Consumer Protection

Travel Buddy Responds to AT&T/Time Warner Merger Approval

Today, a federal judge approved AT&T's merger with Time Warner, ruling against the U.S. Justice Department.

> READ MORE
News Release | Travel Buddy | Consumer Protection

Travel Buddy Statement on House Passage of Bank Lobbyist Act (S.2155)

Here is our statement on this evening’s final passage of S.2155, the so-called Regulatory Relief, Economic Growth and Consumer Protection Act, but better know as the #BankLobbyistAct, in the House.

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News Release | Travel Buddy | Consumer Protection

Congress Affirms Need to Stop Debt Trap; Mick Mulvaney Should Follow Suit

Here is our statement on Congress allowing the deadline to pass without repealing the Consumer Financial Protection Bureau's payday lending rule.

> READ MORE
News Release | Travel Buddy | Consumer Protection

Travel Buddy Statement Supporting Wednesday’s Senate Vote To Reinstate Net Neutrality

The Senate has voted in favor of every Internet-using American. By a vote of 52-47, senators approved Sen. Ed Markey’s (MA) Resolution to repeal the Federal Communications Commission’s February 2018 action that rescinded the 2015 Open Internet Order.

> READ MORE
News Release | Travel Buddy | Consumer Protection

Travel Buddy Statement In Support of Wednesday’s Senate Vote To Reinstate Net Neutrality

 

On Wednesday, May 16, the Senate will vote on an issue that affects every Internet-using American: net neutrality. Sen. Ed Markey (MA) has proposed a Resolution of Disapproval, SJR52, under the Congressional Review Act, to repeal the current Federal Communications Commission’s February 2018 action rescinding the 2015 Open Internet Order.

> READ MORE

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Report | Travel Buddy Education Fund | Consumer Protection

Mixed Signals

In an effort to determine America’s preparedness for the transition, the U.S. Public Interest Research Group (PIRG) Education Fund conducted a “secret shopper” survey at 132 locations of five leading national electronics retailers in ten states. The survey found that retail electronic store staff are largely uninformed and are not adequately preparing consumers for the impending transition to digital television.

> READ MORE
Report | Travel Buddy Education Fund | Consumer Protection

Trouble In Toyland 2007

The 2007 Trouble in Toyland report is the 22nd annual Public Interest Research Group (PIRG) survey of toy safety. This report provides safety guidelines for parents when purchasing toys for small children and provides examples of toys currently on store shelves that may pose potential safety hazards. We visited numerous toy stores and other retailers to find potentially dangerous toys and identify trends in toy safety.

> READ MORE
Report | Travel Buddy Education Fund | Consumer Protection

Trouble In Toyland 2006

The 2006 Trouble in Toyland report is the 21st annual Public Interest Research Group (PIRG) survey of toy safety. This report provides safety guidelines for parents when purchasing toys for small children and provides examples of toys currently on store shelves that may pose potential safety hazards. This year, we focused on four categories of toys: toys that may pose choking hazards, magnetic toys, toys that are excessively loud, and toys that contain potentially toxic chemicals.

> READ MORE
Report | OSPIRG | Consumer Protection

Predatory Lending In Lane County

Over the past decade, payday lending has grown from almost nothing to over 25,000 storefronts in most states across the country, including Oregon. This has happened at a time when the majority of mainstream lenders have left the traditional small loan market, and as many consumers have exhausted their credit cards or other types of credit. The growth of the payday lending industry is partly explained by the appeal of quick access to cash with few questions asked.

> READ MORE
Report | Travel Buddy Education Fund | Consumer Protection

Trouble In Toyland 2005

The 2005 Trouble in Toyland report is the 20th annual Public Interest Research Group (PIRG) survey of toy safety. This report provides safety guidelines for parents when purchasing toys for small children and provides examples of toys currently on store shelves that may pose potential safety hazards.

> READ MORE

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News Post | Consumer Protection

The CFPB’s Structure is Constitutional and Important to its Mission | Michael Landis

Last fall, a divided three-judge panel of the U.S. Court of Appeals for the D.C. Circuit wrongly concluded that the leadership structure of the Consumer Financial Protection Bureau violates the Constitution. Travel Buddy Education Fund, along with many others, urged the full D.C. Circuit to rehear the case and correct the obvious errors in the panel’s decision. We were pleased when the D.C. Circuit agreed with our position and decided to rehear the case.

> READ MORE
News Post | Consumer Protection

Some Tips To Protect Internet Privacy | Ed Mierzwinski

You may have heard that Congress just voted to take away many of your online broadband privacy protections. After a little background, we will give you some tips on how to protect what’s left.

> READ MORE
News Post | Consumer Protection

Congress Votes Against Consumers and Internet Privacy | Kara Cook-Schultz

Yesterday, the House voted to gut online consumer protections, and if the president signs the legislation, internet service providers will be able to use and sell consumers’ personal information without their permission.

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News Post | Consumer Protection

Student, Veterans, Other Groups Defend Gainful Employment Rule, Other Student Protections To Congress | Chris Lindstrom

We joined The Institute for College Access and Success, the AFL-CIO, Americans for Financial Reform, Consumers Union, Student Veterans of America, Veterans for Common Sense and a total of 53 organizations in a letter to the Congress opposing any effort to delay, roll back, or repeal the Department of Education's gainful employment rule, 'borrower defense' and college accountability rules, or the ban on incentive compensation for encouraging enrollment in for-profit schools.

> READ MORE
News Post | Consumer Protection

CFPB Is On The Job Protecting Consumers | Ed Mierzwinski

While powerful special interests, Senators, the Chairman of the House Financial Services Committee and the White House call for dismantling the CFPB, firing its excellent director, or worse, CFPB continues to be an agency that is on the job, conducting business as usual to protect consumers. Its latest "Monthly Complaint Snapshot" is an open window into the many reasons we need a strong CFPB.

> READ MORE

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